It reads your numbers. It changes none of them.
Chat is an assistant you can talk to about money in ordinary words. Inside the app it sees your accounts and transactions and does the arithmetic on them. At chat.fealthy.ua it answers without a sign-up, but it cannot see your numbers there. And nowhere can it change them.
Things people ask it
“How much did I spend on Netflix over the last year?”
“What do I spend in an average month?”
“Can I afford this?”
“How much is left in my budget?”
“Break my spending down by category since January.”
Answers like these come from the app, where the assistant can see your data. A Premium plan is what opens that access. In the open chat on the site it cannot see your accounts at all.
What it is allowed to do
All it can do is read
Its access to your data is read-only. There is not one tool in its set that writes to your data or deletes anything.
- What it does
Reads and counts
It sees your accounts, transactions, budgets, goals and debts. It works out totals, averages and breakdowns by month and category.
- What it does not do
Changes nothing
It will not add a transaction, recategorise one, create a budget or connect a bank. At most it offers a button that opens the right screen, and you are the one who presses it.
Where it answers
The same assistant, seeing different things
On the site it does not know who you are. In the app it does. Everything else follows from that.
- No sign-up, no login. Ask how the app works, what a term means or what the rate is today. Ask for something to read and it will point you to a Learn article. It cannot see your accounts here, and we do not store the conversation: it sits in your browser.Open the chat
The open chat
chat.fealthy.ua - The same assistant, with access to your accounts, spending and budgets. A Premium plan is what opens it. Conversations are saved, so you can pick one up on another device.Open the app
Inside the app
iOS · Android · Web
No illusions
Where it stops
Worth reading now rather than finding out mid-conversation.
It can get things wrong
It is a language model, and it sometimes misreads the question. Anything a decision rests on is worth checking on the accounts or transactions screen.
It does not do news
The assistant does not follow the news or the markets. It can show you an exchange rate; it will not forecast one.
Money is the only subject
It answers about personal finance and about Fealthy itself. Ask it for code, a poem or medical advice and it declines.
Two languages
Ukrainian and English, and nothing else. It replies in whichever of the two your settings are set to.
Messages are counted
Every plan has its own monthly allowance: 10 messages on the free plan, 100 on Pro, 500 on Premium. Once it runs out, the chat shows the date it resets.
An outside model writes the answer
The model that composes the answer is not ours. To get one, your question and the data the assistant gathered for it go to that model’s provider. This is true of the chat on the site and the chat in the app.
Where we stand
The assistant explains. You decide.
It has no right to change anything in your data. That is deliberate: the last word on your money stays with you.
We want you to understand your own money. The assistant is here to make that faster.
The chat at chat.fealthy.ua works without a sign-up. For it to work from your own data you need the app and a Premium plan.